All financial industry analysts agree that the number of transactions paid using credit and debit cards will continue to grow annually. Moreover, this trend is bound to continue given the planned introduction of the new Apple Card, which is expected to become an instant hit with Millennials, especially those who currently do not have a credit card. Banks that process credit and debit card transactions, therefore, constantly must be on the lookout for new technologies that can handle all this new data traffic quickly and dependably. By every indication, they've found it. AI is quickly becoming central to emerging bank technologies.